Terms of Use

Introduction

Welcome to the Spera Services (DIFC) Ltd website (the “Website”). These Terms of Use (“Terms”) govern your access to and use of the Website and any related content, functionality, and services offered through it. By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as any other policies referenced herein (such as our Privacy Policy). If you do not agree with these Terms, you must not use or access the Website.

About Spera DIFC

Spera Services (DIFC) Ltd (“we,” “us,” or “our”) is a licensed fund administrator operating within the Dubai International Financial Centre (“DIFC”), subject to regulation by the Dubai Financial Services Authority (“DFSA”). Nothing on this Website constitutes financial, legal, investment, or other professional advice under any legislation or regulation within the DIFC, including the rules and requirements of the DFSA. The content provided is not an invitation, solicitation, offer, or recommendation to engage in any regulated financial activity, and does not create a client relationship, fiduciary obligation, or any other form of advisory relationship. If you require financial or investment advice, please seek the services of a suitably qualified professional.

Eligibility

The Website is intended for use by individuals who are at least 18 years old or the age of majority in their jurisdiction. By using the Website, you represent and warrant that you meet these eligibility requirements. If you do not meet the eligibility requirements, you must not use the Website.

No Financial or Investment Advice

All content and materials available on the Website, including text, graphics, publications, reports, or any other materials, are provided solely as general information. They are not intended to be a substitute for financial, legal, or investment advice provided by a qualified professional. We are not acting as a fiduciary or adviser in providing this information. You should seek independent professional advice before making any financial, investment, or business decisions.

Intellectual Property Rights

All content, features, and functionality on the Website—including but not limited to text, images, graphics, logos, designs, layout, software, and other materials—are the exclusive property of Spera DIFC or its licensors and are protected by applicable copyright, trademark, and other intellectual property laws.

  • Limited License: We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Website solely for your personal, non-commercial use.
  • Prohibited Uses: You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, transmit, or otherwise exploit any of the content on our Website without our prior written consent, except for your personal, non-commercial use.

Your Use of the Website

By accessing and using the Website, you agree that you will:

  • Use the Website in compliance with all applicable laws, regulations, and these Terms.
  • Not engage in any activity that could disable, overburden, damage, or impair the Website’s functionality or interfere with any other person’s use.
  • Not use the Website for any unlawful, fraudulent, defamatory, harassing, or otherwise objectionable purpose.
  • Not attempt to gain unauthorized access to any portion of the Website, other users’ accounts, or any networks or systems connected to the Website through hacking, password mining, or other illicit means.
  • Not use the Website to engage in any activities that would constitute the provision or promotion of unauthorized financial services, financial advice, or other regulated activities under DIFC or DFSA rules.
  • Your use of the Website must at all times comply with applicable laws and regulations of the DIFC and, where relevant, the DFSA. In the event of any conflict between these Terms and any applicable DIFC law or DFSA regulation, the provisions of the applicable law or regulation will prevail.

User Content

If the Website allows you to submit comments, feedback, or other user-generated content (“User Content”), you hereby grant us a worldwide, non-exclusive, royalty-free, perpetual, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such User Content in connection with the Website and our business. You represent and warrant that you have the right to submit such User Content and that its submission and use does not violate the rights of any third party or any applicable laws. We reserve the right(but have no obligation) to monitor and review User Content and to remove or refuse to display any content at our sole discretion without notice.

Third-Party Links and Resources

The Website may contain links or references to third-party websites, resources, or services that are not owned or controlled by us. We provide these links solely as a convenience. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or resources. Your use of third-party resources is at your own risk, and we encourage you to review their terms and policies before engaging with them. Links or references to third-party websites, resources, or services are provided for convenience only and do not constitute an endorsement or recommendation of any financial products or services offered by those third parties, unless expressly stated and in compliance with applicable DFSA regulations.

Disclaimers

  • No Warranty: The Website and all content, materials, and services provided through it are offered on an “as is” and “as available” basis without any warranties or guarantees of any kind, either express or implied. We disclaim all warranties of merchantability, fitness for a particular purpose, and non-infringement, as well as any warranties arising out of course of dealing or usage of trade.
  • Information Accuracy: Request that we correct any inaccuracies or incompleteness in your personal data.
  • Erasure: While we endeavor to provide accurate and up-to-date information, we make no representations, warranties, or guarantees that the content on the Website is accurate, complete, or current.
  • Security: We do not warrant that the Website will be secure, free from viruses or malicious code, or that any defects will be corrected.

Limitation of Liability

To the fullest extent permitted by applicable law, in no event shall Spera Services (DIFC) Ltd, its affiliates, directors, officers, employees, agents, or licensors be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of or inability to use the Website, including without limitation, loss of revenue, loss of profits, loss of business, loss of data, or loss of goodwill. Under no circumstances shall our total aggregate liability to you for any and all claims arising out of or relating to the use of the Website exceed the amount of any fees paid by you to us (if any) for the use of the Website in the six (6) months preceding the event giving rise to the claim. Nothing in these Terms, including the disclaimers and limitations of liability, is intended to limit or exclude any obligations or liabilities that we are required to assume under applicable DIFC laws or DFSA regulations, to the extent that such limitations or exclusions would be impermissible under those laws or regulations.

Indemnification

You agree to defend, indemnify, and hold harmless Spera Services (DIFC) Ltd, its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, expenses, and fees (including reasonable attorneys’ fees) arising out of or relating to your use of the Website, your User Content, or your violation of these Terms or any applicable laws.

Compliance with Local Laws

We operate from within the DIFC, and we make no representation that the materials on the Website are appropriate or available for use in other jurisdictions. If you choose to access the Website from other jurisdictions, you do so at your own initiative and are responsible for compliance with all applicable local laws and regulations.

Termination

We reserve the right, in our sole discretion, to terminate or restrict your access to the Website, without prior notice, for any reason, including without limitation your violation of these Terms or applicable laws. Upon termination, the rights and licenses granted to you will immediately cease.

Changes to These Terms

We may revise these Terms at any time and at our sole discretion. When we do, we will update the “Last Updated” date above. Your continued use of the Website after any such changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically to ensure you are aware of any changes.

Governing Law and Jurisdiction

These Terms and any disputes arising out of or relating to these Terms or your use of the Website shall be governed by the laws and regulations of the DIFC. Any claims or disputes shall be subject to the exclusive jurisdiction of the courts of the DIFC.

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the invalid or unenforceable portion shall be severed, and the remainder of the Terms shall continue in full force and effect.

Severability

These Terms, together with our Privacy Policy and any other policies or notices we provide, constitute the entire agreement between you and us with respect to the Website and supersede all prior or contemporaneous communications and proposals, whether oral or written, between you and us.

Entire Agreement

Contact Us

If you have any questions, concerns, orrequests regarding this Privacy Policy or our data handling practices, please contact our Data Protection Officer at:

Email: contact@spera.sg
Mailing Address: Spera Services (DIFC) Ltd, Innovation One, DIFC, Dubai

By using our Website, you acknowledge that you have read and understood this Privacy Policy and agree to our collection, use, and disclosure of your personal data as described herein.